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Got to be a better way than ridiculous high apr RHApr

Read more at: https://www.cardratings.com/creditcardblog/whats-the-point-of-having-a-credit-card.html
Copyright © CardRatings.com

 1. Earn credit card rewards and perks Every month,

  • seems like a joke
  • this is just a way for marketers to get ahold of you
  • Don't need rewards for tracking my behavior. Need living wage and fair prices.


  2. Avoid wiping out your bank account if an emergency happens

  • Life is an emergency
  • Should we charge RHApr when someone is in need?
  • Vulture lately?


 3. Minimize risk and reduce payment hassles 

  • Debit cards or other e-payment do this without exorbitant fees like RHApr


 4. Make budgeting easier 

  • No
  • No one writes checks anymore
  • Debit cards and other forms of e-payment solve most of these


 5. Build credit

  • why? So you can have more credit. Circular. Stupid.


Read more at: https://www.cardratings.com/creditcardblog/whats-the-point-of-having-a-credit-card.html
Copyright © CardRatings.com

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